A UPI-linked RuPay credit card has been introduced for street vendors under the revamped PM SVANidhi scheme. It offers interest-free revolving credit for daily business needs and encourages digital payments. Vendors who repaid their second loan on time can get it. The revised loan limits are ₹15,000 for the first loan, ₹25,000 for the second and ₹50,000 for the third.