RBI Mandates Two-Factor Authentication (2FA) for Digital Payments from April 2026
RBI’s New 2FA Rules: Strengthening the Security of Digital India To safeguard citizens against the rising tide of sophisticated cyber fraud, the Reserve Bank of India (RBI) has made Two-Factor Authentication (2FA) mandatory for all digital payment transactions effective from April 1, 2026. This framework shifts India's payment security from a rule-based model to a principle-driven, risk-based approach.